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Tax Sheltered Annuity Benefit Plan
All employees may participate in a tax sheltered annuity program upon employment. A tax-sheltered annuity is a funding vehicle for retirement where an employee may make voluntary contributions through salary reduction up to a maximum amount established by the Internal Revenue Service. The contributions are made through payroll deductions and are tax deferred until funds are withdrawn. Employees have numerous investment options through Citistreet and/or TIAA-CREF.
St. Jude offers regular full-time and part-time employees who work at least 20 hours per week and have completed one year of employment the opportunity to participate in a qualified, defined contribution retirement plan. St. Jude contributes a percentage of the employee’s annual base salary to the plan, no employee contributions are required. The employee determines how the funds allocated to their account will be invested through a variety of options offered by TIAA-CREF. Upon completing two years of service, an employee will be 50% vested and upon completing three years of service, the employee will be 100% vested. Benefits will be payable upon termination of employment, death or disability.