Charitable Gift Annuity Calculator
Charitable gift annuities are gifts that give back. You can make an irrevocable gift to support causes you care about, like St. Jude Children's Research Hospital, while providing a source of fixed income over the course of your life.
Use the CGA Payment Calculator below to see what your annual payment could be based on your age, current rates, and your annuity gift.
ALSAC/St. Jude Children’s Research Hospital does not provide tax, legal or accounting advice. This material is prepared and made available to you for informational purposes only and is not intended to provide or be relied upon for tax, legal or accounting advice. You should always consult a tax professional to determine your particular tax benefits that may result from any particular type of gift to charity.
Is a charitable gift annuity right for me?
Planned giving through a CGA might be right for you if you:
- Want to receive fixed payments for life that will not fluctuate
- Have assets that would be advantageous to give away during your lifetime, such as cash or funds earning low interest rates, or appreciated securities
- Want to reduce your current income taxes with a charitable deduction
St. Jude patient Hayden
What are the current gift annuity rates?
Please contact us to discuss the benefits of a CGA and how these rate changes could impact you and your charitable giving.
Annuity payment rates, effective Jan. 1, 2026, based on $20,000 gift annuity
| AGE | RATE | ANNUAL PAYMENT |
|---|---|---|
| 70 | 6.3% | $1,260 |
| 75 | 7.0% | $1,400 |
| 80 | 8.1% | $1,620 |
| 85 | 9.1% | $1,820 |
| 90 | 10.1% | $2,020 |
*The St. Jude Charitable Gift Annuity program bases its rates on the recommendations of the American Council on Gift Annuities (ACGA).
For a personalized calculation, please contact us by emailing giftplanning@stjude.org, calling (800) 395-4341, or completing the form below.
Our Gift Planning department has a representative in your area who can provide further information or help you prepare the right questions to ask your financial advisor to determine what type of planned gift may be right for you.
Email giftplanning@stjude.org, call (800) 395-4341, or fill out the form below, and a St. Jude representative will contact you.
Are you a financial advisor, estate planner or attorney? Call (800) 837-2757, email advisor@stjude.org or fill out this Advisors form instead.