Giving through a charitable gift annuity
Give a gift to St. Jude through a charitable gift annuity, and you can earn income for life.
The Danny Thomas Pavillion on the campus of St. Jude
How does a charitable gift annuity (CGA) work?
A charitable gift annuity provides a way for you, as a donor, to make an irrevocable gift to support the lifesaving mission of St. Jude Children's Research Hospital, while at the same time providing a source of fixed income for life to you — or another recipient of your choosing.
- When you sign an annuity agreement with a charity like St. Jude, you make a lump sum donation and take a partial tax deduction.
- Once the lump sum is invested, you or a person of your choosing receive payments on a fixed schedule for life, per terms of the agreement.
- After the recipient's lifetime, the charity receives the balance of the invested funds.
You can make a charitable gift annuity part of your legacy plans. Learn more about legacy giving at St. Jude.
Is a charitable gift annuity right for me?
A charitable gift annuity (CGA) might be right for you if you:
- want to receive fixed payments for life that will not fluctuate.
- have assets that would be advantageous to give away during your lifetime, such as cash or funds earning low interest rates, or appreciated securities.
- want to reduce your current income taxes with an income tax charitable deduction.
ALSAC/St. Jude Children’s Research Hospital does not provide tax, legal or accounting advice. This material is prepared and made available to you for informational purposes only and is not intended to provide or be relied upon for tax, legal or accounting advice. You should always consult a tax professional to determine your particular tax benefits that may result from any particular type of gift to charity.
What are the current gift annuity rates?
St. Jude charitable gift annuity rates, effective Jan. 1, 2023.*
Annuity payment rates, effective Jan. 1, 2023, based on $20,000 gift annuity
| AGE | RATE | ANNUAL PAYMENT |
|---|---|---|
| 70 | 5.9% | $1,180 |
| 75 | 6.6% | $1,320 |
| 80 | 7.6% | $1,520 |
| 85 | 8.7% | $1,740 |
| 90 | 9.7% | $1,940 |
For a personalized calculation, please contact us.
*The St. Jude Charitable Gift Annuity program bases its rates on the recommendations of the American Council on Gift Annuities (ACGA).
St. Jude patient Maelin-Kate and her mom
St. Jude patient Lily celebrates at her No More Chemo party after completing chemotherapy at St. Jude.
Have you left St. Jude in your estate plans?
We want to honor your generosity in a special way. Please let us know so that we can show our gratitude and better plan for the future.
Explore planned giving options
- Planned giving at St. Jude
- Creating a legacy
- Wills and bequests
- IRAs
- Donor-advised funds
- Charitable gift annuities
- Stock
- Cryptocurrency
- Foundations
- Retirement assets
- Life insurance
- Charitable lead trusts
- Charitable remainder trusts
- Bank accounts
- Mutual funds
- Savings bonds
- Outright gift of cash or check
- Real estate
Helpful resources for charitable gift annuities:
Why give to St. Jude through a charitable gift annuity?
Families never receive a bill for treatment, travel, housing or food — so they can focus on helping their child live.
When St. Jude opened in 1962, childhood cancer was considered incurable. Since then, St. Jude has helped push the overall survival rate from 20% to more than 80%, and we won't stop until no child dies from cancer.
Every child deserves a chance to live their best life and celebrate every moment. When you support St. Jude, you help give kids with cancer around the world that chance. Together, we can save more lives.
Tax ID Number:
62-0646012
We are a tax-exempt, charitable institution listed in the Federal Internal Revenue Service Publication #78, "Cumulative List of Organizations," revised IRS Code 501(c)(3).
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Our Gift Planning department has a representative in your area who can provide further information or help you prepare the right questions to ask your financial advisor to determine what type of planned gift may be right for you. Email giftplanning@alsac.stjude.org, call (800) 395-1087, or fill out the form below, and a St. Jude representative will contact you.