Giving through a charitable gift annuity
Give a gift to St. Jude through a charitable gift annuity, and you can earn income for life.
St. Jude patient Hadleigh
What is a charitable gift annuity (CGA) to St. Jude?
A charitable gift annuity provides a way for you, as a donor, to make an irrevocable gift to support the lifesaving mission of St. Jude Children's Research Hospital, while at the same time providing a source of fixed income for life to you — or another recipient of your choosing.
St. Jude patient Natalie
Give a year-end gift this holiday season
Year-end gifts from generous St. Jude supporters directly impact the lives and futures of children with pediatric cancer and other catastrophic diseases. This holiday season, give a gift that could last a lifetime.
How does a charitable gift annuity work?
When you sign an annuity agreement with a charity like St. Jude, you make a lump sum donation and take a partial tax deduction.
Once the lump sum is invested, you or a person of your choosing receive payments on a fixed schedule for life, per terms of the agreement.
After the recipient's lifetime, the charity receives the balance of the invested funds.
You can make a CGA part of your legacy plans. Learn more about legacy giving at St. Jude.
Is a charitable gift annuity right for me?
When you choose to set up a CGA with St. Jude, there are several benefits — both to you and to the children at St. Jude. Planned giving through a CGA might be right for you if you:
- Want to receive fixed payments for life that will not fluctuate
- Have assets that would be advantageous to give away during your lifetime, such as cash or funds earning low interest rates, or appreciated securities
- Want to reduce your current income taxes with a charitable deduction
ALSAC/St. Jude Children’s Research Hospital does not provide tax, legal or accounting advice. This material is prepared and made available to you for informational purposes only and is not intended to provide or be relied upon for tax, legal or accounting advice. You should always consult a tax professional to determine your particular tax benefits that may result from any particular type of gift to charity.
What are the current gift annuity rates?
St. Jude CGA (the percentage an annuity grows annually), effective Jan. 1, 2023.*
Annuity payment rates, effective Jan. 1, 2023, based on $20,000 gift annuity
| AGE | RATE | ANNUAL PAYMENT |
|---|---|---|
| 70 | 5.9% | $1,180 |
| 75 | 6.6% | $1,320 |
| 80 | 7.6% | $1,520 |
| 85 | 8.7% | $1,740 |
| 90 | 9.7% | $1,940 |
*The St. Jude Charitable Gift Annuity program bases its rates on the recommendations of the American Council on Gift Annuities (ACGA).
For a personalized calculation, please contact us.
Helpful resources for charitable gift annuities:
Try our interactive charitable gift annuity calculator.
Explore our deferred charitable gift annuity calculator.
View our informative brochure to learn more about charitable gift annuities.
Tax ID Number:
62-0646012
We are a tax-exempt, charitable institution listed in the Federal Internal Revenue Service Publication #78, "Cumulative List of Organizations," revised IRS Code 501(c)(3).
Why donate to St. Jude?
Families never receive a bill from St. Jude for treatment, travel, housing or food — so they can focus on helping their child live.
When St. Jude opened in 1962, childhood cancer was considered largely incurable. Since then, St. Jude has helped push the overall survival rate from 20% to more than 80%, and we won't stop until no child dies from cancer.
Every child deserves a chance to live their best life and celebrate every moment. When you support St. Jude, you can help make cures possible for kids with cancer. Together, we can save more lives.
Our Gift Planning department has a representative in your area who can provide further information or help you prepare the right questions to ask your financial advisor to determine what type of planned gift may be right for you.
Email giftplanning@alsac.stjude.org, call (800) 395-1087, or fill out the form below, and a St. Jude representative will contact you.
Have you left St. Jude in your will or estate plan?
As an acknowledgment of your generosity when you give a gift to St. Jude through your will or estate plan, you become a member of the Danny Thomas – St. Jude Society, and we recognize your commitment to the mission of St. Jude in a variety of ways.
Learn How We Honor Your Generosity Explore More Planned Giving Options
St. Jude patient Aspen
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